Bread Prepaid MasterCard

The BREAD prepaid Mastercard is a popular prepaid credit card that can be reloaded at over 14,000 Post Offices across the United Kingdom.

Users on the BREAD card can also benefit from BREAD’s new Cashback website that enables customers to earn money by shopping and using the card at over 1000 leading UK online shops including Currys, Tesco, Boots, Littlewoods and more.

The BREAD card is a fairly competitive prepaid choice when compared with other pay as you go prepaid credit cards available in the UK. BREAD don’t charge a monthly fee for the card, with users able to reload without charge up to £3500. It is also possible to top-up the card via PayPoint but please be aware that this will incur a fee of 3% of the amount reloaded.

The BREAD card can also be reloaded for free at any UK Post Office, or via BACS/Wages payment, or by standing order.

To apply for a BREAD prepaid card you will need either a driving license of passport, but the application process is very straight forward and once you have entered all of your details, you can pay your £7.50 card issue fee via credit or debit card, or real-time by SMS Text Message.

Advantages

• No Credit Checks
• No Monthly Fee
• Free Top up at Post Office and by BACS Bank transfer
• Flat £1.50 fee for card to card transfer
• FREE SMS balance checking service
• 24/7 Free Email Customer Services

Disadvantages

• Customer Service calls are expensive