Cashplus Gold Mastercard

The Cashplus Gold prepaid credit card was originally the first prepaid Mastercard to be made available across the United Kingdom.

Since its arrival the Cashplus Gold card has remained one of the most popular prepaid cards in the UK with over 100,000 customers since its arrival back in 2005.

The Cashplus Gold card is widely accepted across the globe at over 25 million retail outlets and over 1 million ATMs worldwide – wherever you see the MasterCard acceptance mark.

Cashplus gold is a fully branded Chip and PIN MasterCard that can be easily managed via the internet or through SMS text messaging.

The card can be topped up free at over 14,500 locations across the UK, including any UK Post Office® branch.

A major benefit of the Cashplus gold card is that it is currently the only prepaid credit card in the UK to automatically provide customers with purchase protection on goods and services purchased on the card. What this means is that you will be protected if the retailer goes bankrupt or you have difficulty in receiving your goods. This is the same protection that is given to regular credit card customers and is enforced under section 75 of the credit consumer act (CCA).

There are no credit checks when applying for the Cashplus gold card, so regardless of your credit history you’re guaranteed to be accepted – you don’t even need a bank account.

Advantages

• No credit check
• Guaranteed Acceptance
• Free Top Up at Post Offices and cashplus retail outlet
• Wide acceptance globally
• No card to card Money Transfer fee
• You can rebuild your credit rating
• FREE purchase protection included

Disadvantages

• £4.95 Monthly charge