Optimum Pay As You Go Mastercard
The Optimum prepaid card is a popular pay as you go prepaid card in the UK.
Provided by 360 Money, the Optimum PAYG card is specially designed to offer customers a more flexible prepaid experience when compared to the popular Splash Plastic card.
The Optimum prepaid Mastercard is available on a pay as you go tariff and can be topped up with funds from any bank branch or via credit or debit card.
Being a Mastercard branded card, the Optimum card can be used at any MAstercard accepted retailer, allowing for purchases in the high street, online, mail order, or other the phone orders.
The Optimum prepaid Mastercard is owned by a company called 360Money who are the biggest prepay network operating in the United Kingdom.
Optimum provide prepaid card accounts with access to a nationwide network of over 34,000 top up facilities, and with online and phone support managing your account is easy.
Applying for the Optimum PAYG prepaid card couldn’t be simpler, and with no credit checks needed you are guaranteed to be accepted!
Advantages
- No credit checks
- No Monthly Charge
- Can be bought with SMS (£2.50 additional charge)
- Free Post Office Topup
- Can be used for online betting and gambling (3% Surcharge)
Disadvantages
- 2.95% Transaction fee
- No money share option

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